Green Arrow Loans review: cost, tribe, and state coverage
Green Arrow Loans, the Green Arrow Solutions brand of the Big Valley Band of Pomo Indians, is engineered around a hard rule: no extensions, renewals, or rollovers — loans are written to the maximum number of payments and end on schedule. First-time borrowers are capped at $300 (minimum $200), while other borrowers reach $1,500. Its rates page shows a worked example at 825% APR: $615.12 of finance charge on that $300 loan.
The short answer: Green Arrow Loans is a tribal installment lender owned by Big Valley Band of Pomo Indians (CA).
It publishes no exclusion list, so state availability can only be confirmed with the lender,
and its cost disclosure is published — see the worked math below. The same rule removes flexibility: when a payment slips, there is no rollover cushion.
Amounts
Minimum $200
Product
Short-term installment loans (fixed
States excluded
n/p
Index score
8.0/10
The disclosure score, itemized
Disclosure leader — terms checkable before you sign. The rubric and weights are public —
read the methodology. What this record earns:
3/3 — Cost transparency. publishes a numeric APR range on its public site.
0/2 — State transparency. no published exclusion list — availability must be confirmed with the lender.
1/1 — Named regulator. names its tribal regulator or dispute body.
2/2 — Product clarity. publishes loan amounts and a repayment schedule.
2/2 — Standing. active with no litigation context on the record.
What Green Arrow Loans offers
Short-term installment loans (fixed, scheduled payments). Minimum $200; first-time borrowers capped at $300; other borrowers to $1,500. Biweekly schedules written for the maximum number of payments available; "no extensions, renewals, or rollovers are permitted"; early payoff without penalty; next-business-day funding if approved before 5 p.m. MST.
The cost, with the math shown
Publishes a worked example: $300 at 825.00% APR — $615.12 finance charge, total of payments $915.12; "specific rates and terms vary based on loan amount and loan duration"
Worked example at 825% APR: a $300 loan repaid biweekly over 4 months
runs about $103.89 per payment — $935.01 total of payments,
of which $635.01 is finance charge. Check that total, not the payment, against your budget.
Where it operates
Green Arrow Loans publishes no exclusion list — “availability may change” is the entire statement. That means
neither we nor any review site can confirm service in your state; ask the lender directly and get it in writing.
Disputes: Tribal Consumer Financial Services Regulatory Ordinance (named in footer/FAQ alongside Dodd-Frank and the MLA).
Who it fits — and who should keep looking
Fits: A small first loan where the non-renewable structure is the attraction — the debt cannot be rolled into something bigger.
Think twice: The same rule removes flexibility: when a payment slips, there is no rollover cushion. The $300 example totals $915.12 — price that against alternatives.
Checking a Green Arrow Loans-sized offer
Our application form matches your request to lenders serving your state — which may include Green Arrow Loans or better-fitting alternatives. Checking offers does not affect a credit score.
Published pricing runs to 825% APR. In a worked example, $300 repaid biweekly over 4 months costs $935.01 — $635.01 in finance charge. Your agreement shows the exact schedule.
Is Green Arrow Loans a direct lender?
Yes — it is a lending company owned by Big Valley Band of Pomo Indians (CA), lending under tribal law with its own agreement and a named tribal regulator.
Does Green Arrow Loans check credit?
Like most tribal lenders it underwrites primarily on verifiable income and banking history rather than a FICO score; a hard pull at application is not part of the published process. The loan generally is not reported to the major credit bureaus either.
Can I pay off a Green Arrow Loans loan early?
Yes — the published terms include no prepayment penalty, and paying early skips the remaining finance charge. It is the highest-return move available on this loan.
Context: Same tribe as Little Lake Lending; first-timers capped at $300 with the 825% example displayed openly. Rate figures from the archived rates page (March 2025).
Where our numbers come from
Every fact above is transcribed from Green Arrow Loans’s own website (record verified 2026-10-30; source sweep September 2026 / september 2026). The worked example is computed from published figures. This record is informational and is not affiliated with or endorsed by Green Arrow Loans.